Momento/memento-note/components/settings/billing-plans.tsx

'use client';
import { useState, useEffect, useCallback, useRef } from 'react';
import { useQuery, useQueryClient } from '@tanstack/react-query';
import { loadStripe } from '@stripe/stripe-js';
import { EmbeddedCheckoutProvider, EmbeddedCheckout } from '@stripe/react-stripe-js';
import { Check, Shield, Zap, Crown, X, ExternalLink, Loader2, CheckCircle2, ArrowRight, Coins } from 'lucide-react';
import { cn } from '@/lib/utils';
import { useLanguage } from '@/lib/i18n';
import { toast } from 'sonner';
import { format } from 'date-fns';
import { motion } from 'motion/react';
import { BillingHistory } from './billing-history';
import { SUBSCRIPTION_TRIAL_DAYS } from '@/lib/billing/trial-constants';

type Tier = 'PRO' | 'BUSINESS';
type Interval = 'month' | 'year';

interface BillingStatus {
  tier: string;
  effectiveTier: string;
  status: string;
  currentPeriodStart: string | null;
  currentPeriodEnd: string | null;
  cancelAtPeriodEnd: boolean;
  hasStripeSubscription: boolean;
  trialEndsAt?: string | null;
  trialEligible?: boolean;
  trialDays?: number;
  billingEnabled?: boolean;
  prices?: {
    PRO: {
      month: { display: string; amount: number; currency: string };
      year: { display: string; amount: number; currency: string };
    };
    BUSINESS: {
      month: { display: string; amount: number; currency: string };
      year: { display: string; amount: number; currency: string };
    };
  };
  creditPacks?: Array<{
    id: 'S' | 'M' | 'L';
    credits: number;
    display: string;
    amount: number;
    currency: string;
    configured: boolean;
  }>;
}

const billingEnabledEnvFallback = process.env.NEXT_PUBLIC_FEATURE_BILLING_ENABLED === 'true' || process.env.NODE_ENV === 'development';

let stripePromise: ReturnType<typeof loadStripe> | null = null;
function getStripePromise(enabled: boolean) {
  if (!enabled) return null;
  if (!stripePromise && process.env.NEXT_PUBLIC_STRIPE_PUBLISHABLE_KEY) {
    stripePromise = loadStripe(process.env.NEXT_PUBLIC_STRIPE_PUBLISHABLE_KEY);
  }
  return stripePromise;
}

export function BillingPlans() {
  const { t, language } = useLanguage();
  const queryClient = useQueryClient();
  const [interval, setInterval] = useState<Interval>('month');
  const [checkoutClientSecret, setCheckoutClientSecret] = useState<string | null>(null);
  const [isCheckoutOpen, setIsCheckoutOpen] = useState(false);
  const [checkoutLoading, setCheckoutLoading] = useState<Tier | null>(null);
  const [packLoading, setPackLoading] = useState<'S' | 'M' | 'L' | null>(null);
  const [portalLoading, setPortalLoading] = useState(false);
  const [cancelLoading, setCancelLoading] = useState(false);
  const [successBanner, setSuccessBanner] = useState<string | null>(null);
  const plansSectionRef = useRef<HTMLDivElement>(null);

  const { data: status, isLoading } = useQuery<BillingStatus>({
    queryKey: ['billing', 'status'],
    queryFn: async () => {
      const search = typeof window !== 'undefined' ? window.location.search : '';
      const res = await fetch(`/api/billing/status${search}`);
      if (!res.ok) throw new Error(t('billing.fetchStatusFailed'));
      return res.json();
    },
  });

  const { data: byokCatalog } = useQuery({
    queryKey: ['public', 'byok-catalog'],
    queryFn: async () => {
      const res = await fetch('/api/public/byok-catalog')
      if (!res.ok) throw new Error('catalog')
      return res.json() as Promise<{ providers: { id: string }[] }>
    },
    staleTime: 60_000,
  })
  const providerCount = byokCatalog?.providers.length || '…'

  const { data: usageData } = useQuery({
    queryKey: ['usage', 'current'],
    queryFn: async () => {
      const res = await fetch('/api/usage/current');
      if (!res.ok) throw new Error(t('billing.fetchQuotasFailed'));
      return res.json();
    },
    refetchInterval: 30000,
  });

  const quotas = usageData?.quotas;
  const balance = usageData?.balance as
    | {
        totalRemaining: number | null
        subscriptionGranted: number | null
        purchasedRemaining: number
        spentThisPeriod: number
        unlimited: boolean
      }
    | undefined
  const breakdown = (usageData?.breakdown ?? []) as Array<{
    feature: string
    creditsUsed: number
    actionsCount: number
  }>
  const billingEnabled = status?.billingEnabled ?? billingEnabledEnvFallback;
  const stripe = getStripePromise(billingEnabled);

  useEffect(() => {
    const params = new URLSearchParams(window.location.search);
    const sessionId = params.get('session_id');
    const isPack = params.get('pack') === '1';

    if (sessionId) {
      if (isPack) {
        setSuccessBanner(t('billing.packCheckoutSuccess'));
      } else {
        const tier = status?.effectiveTier ?? 'Pro';
        setSuccessBanner(t('billing.checkoutSuccessBody').replace('{tier}', tier));
      }
      queryClient.invalidateQueries({ queryKey: ['usage', 'current'] });
      queryClient.invalidateQueries({ queryKey: ['billing', 'status'] });
      window.history.replaceState({}, '', '/settings/billing');
    }
  }, [status, t, queryClient]);

  useEffect(() => {
    if (successBanner) {
      const timer = setTimeout(() => {
        setSuccessBanner(null);
      }, 5000);
      return () => clearTimeout(timer);
    }
  }, [successBanner]);

  const handleCheckout = async (tier: Tier) => {
    if (!billingEnabled) return;
    setCheckoutLoading(tier);
    try {
      const res = await fetch('/api/billing/create-checkout', {
        method: 'POST',
        headers: { 'Content-Type': 'application/json' },
        body: JSON.stringify({ tier, interval }),
      });
      const data = await res.json();
      if (!res.ok) throw new Error(data.error ?? 'Failed to create checkout');
      if (data.clientSecret) {
        setCheckoutClientSecret(data.clientSecret);
        setIsCheckoutOpen(true);
      } else if (data.url) {
        window.location.href = data.url;
      }
    } catch (err) {
      console.error('[BillingPlans] checkout error:', err);
      toast.error(t('billing.checkoutFailed'));
    } finally {
      setCheckoutLoading(null);
    }
  };

  const handleBuyPack = async (packId: 'S' | 'M' | 'L') => {
    if (!billingEnabled) return;
    setPackLoading(packId);
    try {
      const res = await fetch('/api/billing/create-pack-checkout', {
        method: 'POST',
        headers: { 'Content-Type': 'application/json' },
        body: JSON.stringify({ packId }),
      });
      const data = await res.json();
      if (!res.ok) throw new Error(data.error ?? 'Failed to create pack checkout');
      if (data.url) {
        window.location.href = data.url;
      } else {
        throw new Error('No checkout URL');
      }
    } catch (err) {
      console.error('[BillingPlans] pack checkout error:', err);
      toast.error(t('billing.packCheckoutFailed'));
    } finally {
      setPackLoading(null);
    }
  };

  const handlePortal = async (action: 'portal' | 'cancel' | React.MouseEvent = 'portal') => {
    const actualAction = typeof action === 'string' ? action : 'portal';
    setPortalLoading(true);
    try {
      const res = await fetch('/api/billing/portal', {
        method: 'POST',
        headers: { 'Content-Type': 'application/json' },
        body: JSON.stringify({ action: actualAction }),
      });
      const data = await res.json();
      if (!res.ok) {
        toast.error(data.error || t('billing.portalFailed'));
        return;
      }
      window.location.href = data.url;
    } catch (err) {
      console.error('[BillingPlans] portal error:', err);
      toast.error(t('billing.portalFailed'));
    } finally {
      setPortalLoading(false);
    }
  };

  const handleCancelSubscription = async () => {
    const confirmMsg = t('billing.cancelConfirm');
    if (!window.confirm(confirmMsg)) {
      return;
    }

    setCancelLoading(true);
    try {
      const res = await fetch('/api/billing/cancel', {
        method: 'POST',
        headers: { 'Content-Type': 'application/json' },
      });
      const data = await res.json();
      if (!res.ok) {
        toast.error(data.error || t('billing.cancelFailed'));
        return;
      }
      toast.success(t('billing.cancelSuccess'));
      queryClient.invalidateQueries({ queryKey: ['billing', 'status'] });
      queryClient.invalidateQueries({ queryKey: ['usage', 'current'] });
    } catch (err) {
      console.error('[BillingPlans] cancel error:', err);
      toast.error(t('billing.cancelFailed'));
    } finally {
      setCancelLoading(false);
    }
  };

  const scrollToPlans = () => {
    plansSectionRef.current?.scrollIntoView({ behavior: 'smooth', block: 'start' });
  };

  const handleChangePlan = (tier: Tier) => {
    if (status?.hasStripeSubscription) {
      void handlePortal('portal');
      return;
    }
    void handleCheckout(tier);
  };

  const handleCheckoutComplete = useCallback(() => {
    setIsCheckoutOpen(false);
    setCheckoutClientSecret(null);
    const tier = status?.effectiveTier ?? 'Pro';
    setSuccessBanner(t('billing.checkoutSuccessBody').replace('{tier}', tier));
    queryClient.invalidateQueries({ queryKey: ['usage', 'current'] });
    queryClient.invalidateQueries({ queryKey: ['billing', 'status'] });
  }, [status, t, queryClient]);

  if (isLoading) {
    return (
      <div className="flex items-center justify-center py-16">
        <Loader2 className="h-6 w-6 animate-spin text-muted-foreground" />
      </div>
    );
  }

  const effectiveTier = status?.effectiveTier ?? 'BASIC';
  const isPaid = effectiveTier !== 'BASIC';
  const isTrialing = (status?.status ?? '').toUpperCase() === 'TRIALING';
  const trialEligible = !!status?.trialEligible;
  const trialDays = status?.trialDays ?? SUBSCRIPTION_TRIAL_DAYS;

  const trialCta = (fallback: string) =>
    trialEligible ? t('billing.startTrialCta', { days: trialDays }) : fallback;

  const plans = [
    {
      id: 'free',
      name: t('billing.freePlan'),
      price: t('billing.freePrice') || 'Gratuit',
      period: '',
      description: t('billing.freeDescription') || 'Pour découvrir Memento.',
      features: [
        t('billing.freeF1'),
        t('billing.freeF2'),
        t('billing.freeF3'),
        t('billing.freeF4'),
        t('billing.freeF5'),
      ],
      current: effectiveTier === 'BASIC',
      buttonText: effectiveTier === 'BASIC'
        ? (t('billing.currentPlan') || 'Plan Actuel')
        : t('billing.downgradeToFree'),
      buttonClass: effectiveTier === 'BASIC'
        ? 'bg-paper text-concrete cursor-default'
        : 'bg-brand-accent text-white shadow-xl shadow-brand-accent/20 hover:scale-[1.02] active:scale-95',
      onClick: () => {
        if (effectiveTier !== 'BASIC') void handleCancelSubscription();
      },
    },
    {
      id: 'pro',
      name: t('billing.proPlan'),
      price: status?.prices?.PRO?.[interval]?.display ?? 
        (interval === 'month' ? (t('billing.proPrice') || '9,90€') : (t('billing.proAnnualPrice') || '99€')),
      period: interval === 'month' ? t('billing.perMonth') : t('billing.perYear'),
      description: t('billing.proDescription') || 'Pour les consultants et créateurs exigeants.',
      features: [
        ...(trialEligible ? [t('billing.trialFeature', { days: trialDays })] : []),
        t('billing.proFeature1'),
        t('billing.proFeature2'),
        t('billing.proFeature3', { count: providerCount }),
        t('billing.proFeature4'),
        t('billing.proFeature5'),
        t('billing.proFeature6'),
      ],
      current: effectiveTier === 'PRO',
      popular: true,
      buttonText: effectiveTier === 'PRO' ? (t('billing.currentPlan') || 'Plan Actuel') : trialCta(t('billing.proCta') || 'Passer au Plan Pro'),
      buttonClass: effectiveTier === 'PRO'
        ? 'bg-paper text-concrete cursor-default'
        : 'bg-brand-accent text-white shadow-xl shadow-brand-accent/20 hover:scale-[1.02] active:scale-95',
      onClick: () => handleChangePlan('PRO'),
    },
    {
      id: 'business',
      name: t('billing.businessPlan'),
      price: status?.prices?.BUSINESS?.[interval]?.display ?? 
        (interval === 'month' ? (t('billing.businessPrice') || '29,90€') : (t('billing.businessAnnualPrice') || '299€')),
      period: interval === 'month' ? t('billing.perMonth') : t('billing.perYear'),
      features: [
        ...(trialEligible ? [t('billing.trialFeature', { days: trialDays })] : []),
        t('billing.businessFeature1'),
        t('billing.businessFeature2'),
        t('billing.businessFeature3', { count: providerCount }),
        t('billing.businessFeature4'),
        t('billing.businessFeature5'),
        t('billing.businessFeature6'),
      ],
      current: effectiveTier === 'BUSINESS',
      buttonText: effectiveTier === 'BUSINESS' ? (t('billing.currentPlan') || 'Plan Actuel') : trialCta(t('billing.businessCta') || 'Choisir Plan Business'),
      buttonClass: effectiveTier === 'BUSINESS'
        ? 'bg-paper text-concrete cursor-default'
        : 'bg-brand-accent text-white shadow-xl shadow-brand-accent/20 hover:scale-[1.02] active:scale-95',
      onClick: () => handleChangePlan('BUSINESS'),
    },
    {
      id: 'enterprise',
      name: t('billing.enterpriseTitle') || 'Enterprise',
      price: t('billing.contactSales') || 'Sur devis',
      period: '',
      description: t('billing.enterpriseDescription') || 'Crédits illimités ou pool dédié, SSO, support prioritaire.',
      features: [
        t('billing.enterpriseFeature1'),
        t('billing.enterpriseFeature2'),
        t('billing.enterpriseFeature3'),
        t('billing.enterpriseFeature4'),
        t('billing.enterpriseFeature5'),
      ],
      current: effectiveTier === 'ENTERPRISE',
      buttonText: effectiveTier === 'ENTERPRISE' ? (t('billing.currentPlan') || 'Plan Actuel') : (t('billing.contactSales') || 'Contact Sales'),
      buttonClass: effectiveTier === 'ENTERPRISE'
        ? 'bg-paper text-concrete cursor-default'
        : 'bg-brand-accent text-white shadow-xl shadow-brand-accent/20 hover:scale-[1.02] active:scale-95',
      onClick: () => { window.location.href = 'mailto:sales@memento-note.com'; },
    },
  ];

  const plansToShow = plans;

  const formatDate = (dateStr: string | null | undefined) => {
    if (!dateStr) return '—';
    try {
      const date = new Date(dateStr);
      const locale = language === 'fa' ? 'fa-IR' : language === 'zh' ? 'zh-CN' : language;
      return new Intl.DateTimeFormat(locale, {
        day: 'numeric',
        month: 'long',
        year: 'numeric',
        timeZone: 'UTC',
        ...(language === 'fa' ? { calendar: 'persian' as const } : {}),
      }).format(date);
    } catch (e) {
      return dateStr;
    }
  };

  // Solde crédits global (modèle A) — pas la somme des anciens seaux
  const unlimitedCredits = !!balance?.unlimited
  const totalUsed = balance?.spentThisPeriod ?? 0
  const remainingCredits = unlimitedCredits ? null : (balance?.totalRemaining ?? 0)
  const granted = unlimitedCredits
    ? null
    : (balance?.subscriptionGranted ?? 0) + (balance?.purchasedRemaining ?? 0)
  // pot ≈ restants + déjà utilisés sur la fenêtre courante
  const totalLimit = unlimitedCredits
    ? 0
    : Math.max(granted ?? 0, totalUsed + (remainingCredits ?? 0))
  const globalPct =
    unlimitedCredits || totalLimit <= 0
      ? 0
      : Math.min(100, (totalUsed / totalLimit) * 100)

  // SVG Donut Config
  const radius = 28;
  const strokeWidth = 5;
  const circumference = 2 * Math.PI * radius;
  const strokeDashoffset = circumference - (Math.min(globalPct, 100) / 100) * circumference;
  const donutColor = globalPct >= 100 ? '#f43f5e' : globalPct >= 75 ? '#f59e0b' : '#a78bfa'; // Rose, Ambre, Violet

  return (
    <motion.div
      initial={{ opacity: 0, y: 10 }}
      animate={{ opacity: 1, y: 0 }}
      className="space-y-12"
    >
      {/* Success Banner */}
      {successBanner && (
        <div className="flex items-start gap-3 rounded-xl border border-primary/30 bg-primary/10 p-4">
          <CheckCircle2 className="h-5 w-5 text-primary/80 dark:text-primary shrink-0 mt-0.5" />
          <div className="flex-1 min-w-0">
            <p className="text-sm font-semibold text-foreground">{t('billing.checkoutSuccessTitle') || 'Abonnement activé !'}</p>
            <p className="text-xs text-muted-foreground mt-0.5">{successBanner}</p>
          </div>
          <button type="button" onClick={() => setSuccessBanner(null)} className="text-muted-foreground hover:text-foreground transition-colors">
            <X className="h-4 w-4" />
          </button>
        </div>
      )}

      {/* Current Plan Card & Usage Ring */}
      <div className="bg-white/40 dark:bg-white/5 border border-border rounded-3xl p-8 grid grid-cols-1 md:grid-cols-3 gap-8 items-center">
        <div className="md:col-span-2 space-y-6">
          <div className="flex items-center gap-4">
            <div className="p-2.5 bg-brand-accent/10 text-brand-accent rounded-2xl">
              <Crown size={24} className="text-brand-accent" />
            </div>
            <div>
              <p className="text-[10px] text-concrete uppercase tracking-widest">{t('billing.currentPlan')}</p>
              <h4 className="text-xl font-bold font-serif text-ink mt-0.5">
                {effectiveTier === 'BASIC' ? t('billing.freePlan') : effectiveTier === 'PRO' ? t('billing.proPlan') : effectiveTier === 'BUSINESS' ? t('billing.businessPlan') : t('billing.enterprisePlan')}
              </h4>
            </div>
            {isPaid && (
              <div className="ml-auto">
                <span className={cn(
                  'px-3 py-1 rounded-full text-[10px] font-bold uppercase tracking-widest',
                  isTrialing
                    ? 'bg-sky-500/10 text-sky-700 dark:text-sky-300 border border-sky-500/20'
                    : status?.status === 'active' || status?.status === 'ACTIVE'
                      ? 'bg-primary/10 text-primary/80 dark:text-primary border border-primary/20'
                      : 'bg-amber-500/10 text-amber-600 dark:text-amber-400 border border-amber-500/20'
                )}>
                  {status?.status ? t(`billing.${status.status.toLowerCase()}`) || status.status : t('billing.active')}
                </span>
              </div>
            )}
          </div>

          {isTrialing && status?.trialEndsAt && (
            <p className="text-xs text-sky-700 dark:text-sky-300 bg-sky-500/10 border border-sky-500/20 rounded-xl px-3 py-2">
              {t('billing.trialEndsOn', { date: formatDate(status.trialEndsAt) })}
            </p>
          )}

          {isPaid && (
            <div className="grid grid-cols-1 sm:grid-cols-2 gap-4 pt-4 border-t border-border/40">
              <div className="space-y-1">
                <span className="text-[10px] text-concrete uppercase tracking-wider">{t('billing.billingPeriod')}</span>
                <p className="text-xs font-semibold text-ink">
                  {status?.currentPeriodStart && status?.currentPeriodEnd ? (
                    `${formatDate(status.currentPeriodStart)} – ${formatDate(status.currentPeriodEnd)}`
                  ) : (
                    '—'
                  )}
                </p>
              </div>
              <div className="space-y-1">
                <span className="text-[10px] text-concrete uppercase tracking-wider">
                  {isTrialing
                    ? t('billing.trialEndsLabel')
                    : status?.cancelAtPeriodEnd
                      ? t('billing.expiresOn')
                      : t('billing.nextBillingDate')}
                </span>
                <p className="text-xs font-semibold text-ink">
                  {isTrialing && status?.trialEndsAt
                    ? formatDate(status.trialEndsAt)
                    : status?.currentPeriodEnd
                      ? formatDate(status.currentPeriodEnd)
                      : '—'}
                </p>
              </div>
            </div>
          )}

          <div className="flex flex-wrap gap-3">
            <button
              type="button"
              onClick={scrollToPlans}
              className="flex items-center gap-2 px-5 py-2.5 bg-brand-accent text-white rounded-xl text-xs font-semibold hover:opacity-90 transition-all shadow-md shadow-brand-accent/20"
            >
              {t('billing.changeOffer')}
            </button>

            {isPaid && !status?.cancelAtPeriodEnd && (
              <button
                type="button"
                onClick={handleCancelSubscription}
                disabled={cancelLoading}
                className="flex items-center gap-2 px-5 py-2.5 border border-rose-200 text-rose-600 dark:border-rose-800/40 dark:text-rose-400 hover:bg-rose-50/50 dark:hover:bg-rose-950/15 rounded-xl text-xs font-semibold transition-all"
              >
                {cancelLoading ? <Loader2 className="h-4 w-4 animate-spin" /> : null}
                {t('billing.cancelSubscription')}
              </button>
            )}

            {isPaid && status?.hasStripeSubscription && (
              <button
                type="button"
                onClick={handlePortal}
                disabled={portalLoading}
                className="flex items-center gap-2 px-5 py-2.5 border border-border text-ink rounded-xl text-xs font-semibold hover:bg-paper/60 dark:hover:bg-white/5 disabled:opacity-60 transition-all"
              >
                {portalLoading ? <Loader2 className="h-4 w-4 animate-spin" /> : <ExternalLink className="h-4 w-4" />}
                {t('billing.manageBilling')}
              </button>
            )}
          </div>

          {isPaid && status?.cancelAtPeriodEnd && (
            <p className="text-xs text-amber-700 dark:text-amber-300 bg-amber-500/10 border border-amber-500/20 rounded-xl px-3 py-2">
              {t('billing.cancellingNotice', { date: formatDate(status.currentPeriodEnd) })}
            </p>
          )}
        </div>

        {/* Global Usage Donut */}
        <div className="flex flex-col items-center justify-center p-6 bg-paper/30 dark:bg-white/5 rounded-3xl border border-border/40 relative">
          <div className="relative w-28 h-28 flex items-center justify-center">
            <svg className="w-full h-full transform -rotate-90">
              {/* Background circle */}
              <circle
                cx="56"
                cy="56"
                r={radius}
                className="stroke-slate-100 dark:stroke-white/5 fill-transparent"
                strokeWidth={strokeWidth}
              />
              {/* Foreground circle */}
              <circle
                cx="56"
                cy="56"
                r={radius}
                className="fill-transparent transition-all duration-500 ease-out"
                stroke={donutColor}
                strokeWidth={strokeWidth}
                strokeDasharray={circumference}
                strokeDashoffset={strokeDashoffset}
                strokeLinecap="round"
              />
            </svg>
            <div className="absolute flex flex-col items-center justify-center">
              <span className="text-xl font-bold text-ink">
                {unlimitedCredits ? '∞' : `${Math.round(globalPct)}%`}
              </span>
              <span className="text-[8px] text-concrete uppercase tracking-widest">{t('billing.used')}</span>
            </div>
          </div>
          <div className="mt-4 text-center">
            <p className="text-xs font-bold text-ink">
              {unlimitedCredits ? (
                <span className="text-concrete font-light">{t('billing.unlimited')}</span>
              ) : (
                <>
                  {totalUsed}{' '}
                  <span className="text-concrete font-light">
                    / {totalLimit} {t('billing.aiCredits') || 'crédits IA'}
                  </span>
                </>
              )}
            </p>
            {!unlimitedCredits && remainingCredits != null && (
              <p className="text-[10px] text-concrete mt-1">
                {remainingCredits} {t('billing.creditsRemaining')?.toLowerCase() || 'restants'}
              </p>
            )}
            {!unlimitedCredits && (balance?.purchasedRemaining ?? 0) > 0 && (
              <p className="text-[10px] text-brand-accent mt-1">
                {balance?.purchasedRemaining} {t('billing.creditsFromPacks')?.toLowerCase() || 'de packs'}
              </p>
            )}
          </div>
        </div>
      </div>

      {/* Packs de crédits (one-shot) */}
      {!unlimitedCredits && billingEnabled && (status?.creditPacks?.length ?? 0) > 0 && (
        <div className="space-y-6">
          <div className="flex items-start gap-3">
            <div className="p-2.5 bg-brand-accent/10 text-brand-accent rounded-2xl shrink-0">
              <Coins size={20} />
            </div>
            <div>
              <h3 className="text-xs font-bold uppercase tracking-[0.2em] text-concrete">
                {t('billing.packsTitle')}
              </h3>
              <p className="text-[11px] text-concrete mt-1 leading-relaxed max-w-xl">
                {t('billing.packsDescription')}
              </p>
            </div>
          </div>
          <div className="grid grid-cols-1 sm:grid-cols-3 gap-4">
            {(status?.creditPacks ?? []).map((pack) => (
              <div
                key={pack.id}
                className="p-6 rounded-3xl border border-border bg-white/40 dark:bg-white/5 flex flex-col gap-4"
              >
                <div>
                  <p className="text-[10px] font-bold uppercase tracking-widest text-concrete">
                    {t(`billing.pack${pack.id}Name`) || `Pack ${pack.id}`}
                  </p>
                  <p className="text-2xl font-serif font-bold text-ink mt-1 tabular-nums">
                    {pack.credits.toLocaleString()}
                    <span className="text-sm font-sans font-normal text-concrete ms-1">
                      {t('billing.aiCredits') || 'crédits'}
                    </span>
                  </p>
                  <p className="text-lg font-semibold text-ink mt-2">{pack.display}</p>
                </div>
                <button
                  type="button"
                  onClick={() => handleBuyPack(pack.id)}
                  disabled={!pack.configured || packLoading !== null}
                  className="mt-auto w-full py-3 rounded-2xl bg-brand-accent text-white text-[13px] font-semibold uppercase tracking-wider hover:opacity-90 disabled:opacity-40 transition-all"
                >
                  {packLoading === pack.id ? (
                    <Loader2 className="h-4 w-4 animate-spin mx-auto" />
                  ) : pack.configured ? (
                    t('billing.buyPack')
                  ) : (
                    t('billing.packNotConfigured') || 'Config Stripe requise'
                  )}
                </button>
              </div>
            ))}
          </div>
        </div>
      )}

      {/* Répartition crédits par fonction */}
      <div className="space-y-6">
        <div className="flex items-center justify-between">
          <div>
            <h3 className="text-xs font-bold uppercase tracking-[0.2em] text-concrete">
              {t('billing.creditsWhereTitle') || t('billing.usageThisPeriod')}
            </h3>
            <p className="text-[10px] text-concrete mt-1">
              {t('billing.creditsUsageLegend')}
            </p>
          </div>
        </div>

        <div className="grid grid-cols-1 md:grid-cols-2 gap-4">
          {!usageData && (
            <div className="col-span-full flex items-center justify-center py-12 bg-white/40 dark:bg-white/5 border border-border rounded-3xl">
              <Loader2 className="h-6 w-6 animate-spin text-brand-accent" />
            </div>
          )}
          {usageData &&
            (() => {
              const featureLabels: Record<string, string> = {
                semantic_search: t('usageMeter.featureSearch'),
                auto_tag: t('usageMeter.featureTags'),
                auto_title: t('usageMeter.featureTitles'),
                reformulate: t('usageMeter.featureReformulate'),
                chat: t('usageMeter.featureChat'),
                brainstorm_create: t('usageMeter.featureBrainstormSessions'),
                brainstorm_expand: t('usageMeter.featureBrainstormExpand'),
                brainstorm_enrich: t('usageMeter.featureBrainstormEnrich'),
                suggest_charts: t('usageMeter.featureCharts'),
                interactive_demo: t('usageMeter.featureInteractiveDemo'),
                publish_enhance: t('usageMeter.featurePublishEnhance'),
                ai_flashcard: t('usageMeter.featureFlashcards'),
                voice_transcribe: t('usageMeter.featureVoice'),
                slide_generate: t('usageMeter.featureSlides'),
                excalidraw_generate: t('usageMeter.featureDiagrams'),
              }
              const byFeature = new Map(breakdown.map((r) => [r.feature, r]))
              return Object.keys(featureLabels).map((key) => {
                const row = byFeature.get(key)
                const used = row?.creditsUsed ?? 0
                const pct = totalUsed > 0 && used > 0 ? (used / totalUsed) * 100 : 0
                const barFillColor =
                  pct >= 40
                    ? 'bg-brand-accent'
                    : 'bg-brand-accent/60'
                return (
                  <div
                    key={key}
                    className="p-5 rounded-2xl bg-white/40 dark:bg-white/5 border border-border space-y-3"
                  >
                    <div className="flex justify-between items-center gap-2">
                      <span className="text-[11px] font-bold text-ink uppercase tracking-wider truncate">
                        {featureLabels[key]}
                      </span>
                      <span className="text-[11px] font-medium text-concrete tabular-nums shrink-0">
                        {used > 0 ? `${used} cr.` : '0'}
                      </span>
                    </div>
                    <div className="h-2 w-full bg-secondary/40 rounded-full overflow-hidden">
                      <div
                        className={cn('h-full rounded-full transition-all duration-500', barFillColor)}
                        style={{ width: `${Math.min(pct, 100)}%` }}
                      />
                    </div>
                  </div>
                )
              })
            })()}
        </div>
      </div>

      {/* Billing History (Only for paid users) */}
      {isPaid && <BillingHistory />}

      {/* Interval Toggle & Plan Cards */}
      <div ref={plansSectionRef} className="space-y-8 pt-6 border-t border-border/40">
          <div className="text-center space-y-2">
            <h3 className="text-xs font-bold uppercase tracking-[0.2em] text-concrete">
              {t('billing.upgradePlan') || 'Changer de plan'}
            </h3>
          </div>

          {billingEnabled ? (
            <div className="flex items-center gap-2 justify-center">
              <button
                type="button"
                onClick={() => setInterval('month')}
                className={cn(
                  'px-4 py-1.5 text-xs font-medium rounded-full transition-all',
                  interval === 'month' ? 'bg-brand-accent text-white' : 'text-concrete hover:text-ink'
                )}
              >
                {t('billing.monthly')}
              </button>
              <button
                type="button"
                onClick={() => setInterval('year')}
                className={cn(
                  'px-4 py-1.5 text-xs font-medium rounded-full transition-all',
                  interval === 'year' ? 'bg-brand-accent text-white' : 'text-concrete hover:text-ink'
                )}
              >
                {t('billing.annual')}
                <span className="ms-1 text-primary/80 dark:text-primary">{t('billing.savePercent')}</span>
              </button>
            </div>
          ) : (
            <p className="text-center text-sm text-muted-foreground px-4">
              {t('billing.disabledByAdmin')}
            </p>
          )}

          <div className={cn(
            "grid grid-cols-1 gap-6",
            plansToShow.length === 3 ? "lg:grid-cols-3" : "lg:grid-cols-4"
          )}>
            {plansToShow.map((plan) => (
              <div
                key={plan.id}
                className={cn(
                  'relative p-8 rounded-[40px] border transition-all duration-500 overflow-hidden group flex flex-col',
                  plan.popular
                    ? 'bg-white dark:bg-paper border-brand-accent shadow-2xl shadow-brand-accent/10 scale-105 z-10'
                    : 'bg-white/40 dark:bg-white/5 border-border hover:border-concrete/30'
                )}
              >
                {plan.popular && (
                  <div className="absolute top-0 right-0 py-1.5 px-6 bg-brand-accent text-white text-[9px] font-bold uppercase tracking-widest rounded-bl-2xl">
                    {t('billing.recommended') || 'Recommandé'}
                  </div>
                )}

                <div className="mb-8 space-y-2">
                  <h4 className="text-xl font-serif font-bold text-ink">{plan.name}</h4>
                  <div className="flex items-baseline gap-1">
                    <span className="text-4xl font-serif font-bold text-ink">{plan.price}</span>
                    <span className="text-concrete text-xs font-light italic">{plan.period}</span>
                  </div>
                  <p className="text-xs text-concrete font-light leading-relaxed pe-4">{plan.description}</p>
                </div>

                <div className="space-y-4 mb-10 flex-1">
                  {plan.features.map((feature, i) => (
                    <div key={i} className="flex items-start gap-3">
                      <div className={cn('mt-1 p-0.5 rounded-full', plan.popular ? 'bg-brand-accent/10 text-brand-accent' : 'bg-concrete/10 text-concrete')}>
                        <Check size={10} />
                      </div>
                      <span className="text-xs font-light text-ink/80">{feature}</span>
                    </div>
                  ))}
                </div>

                <button
                  onClick={plan.onClick}
                  disabled={
                    plan.current
                    || checkoutLoading !== null
                    || cancelLoading
                    || (plan.id === 'free' && !!status?.cancelAtPeriodEnd)
                  }
                  className={cn('w-full py-4 rounded-2xl text-[10px] font-bold uppercase tracking-[0.2em] transition-all duration-300', plan.buttonClass)}
                >
                  <div className="flex items-center justify-center gap-2">
                    {checkoutLoading && !plan.current ? <Loader2 className="h-4 w-4 animate-spin" /> : plan.buttonText}
                    {!plan.current && <ArrowRight size={14} />}
                  </div>
                </button>
              </div>
            ))}
          </div>
      </div>

      {/* Footer Info */}
      <div className="bg-slate-50 dark:bg-black/20 rounded-[32px] p-8 border border-border/40 flex flex-col md:flex-row items-center justify-between gap-8">
        <div className="flex items-center gap-4">
          <div className="p-3 bg-white dark:bg-paper rounded-2xl shadow-sm border border-border">
            <Shield size={24} className="text-brand-accent" />
          </div>
          <div>
            <h5 className="text-sm font-bold text-ink">{t('billing.secureTransactions') || 'Transactions sécurisées'}</h5>
            <p className="text-xs text-concrete font-light">{t('billing.secureDesc') || 'Paiement via Stripe. Annulez à tout moment, sans engagement.'}</p>
          </div>
        </div>
        <div className="flex items-center gap-6">
          <div className="flex items-center gap-2">
            <Zap size={16} className="text-ochre" />
            <span className="text-[10px] font-bold uppercase tracking-widest text-concrete">{t('billing.instantActivation') || 'Activation instantanée'}</span>
          </div>
          <div className="flex items-center gap-2">
            <Crown size={16} className="text-amber-500" />
            <span className="text-[10px] font-bold uppercase tracking-widest text-concrete">{t('billing.satisfactionGuarantee') || 'Garantie satisfait'}</span>
          </div>
        </div>
      </div>

      {/* Embedded Checkout Modal */}
      {isCheckoutOpen && checkoutClientSecret && (
        <div className="fixed inset-0 z-50 flex items-center justify-center bg-black/50 p-4">
          <div className="bg-white dark:bg-zinc-900 rounded-2xl shadow-2xl w-full max-w-lg max-h-[90vh] overflow-y-auto">
            <div className="flex items-center justify-between p-4 border-b border-border">
              <h3 className="font-semibold text-foreground">{t('billing.upgradeTitle')}</h3>
              <button
                type="button"
                onClick={() => {
                  setIsCheckoutOpen(false);
                  setCheckoutClientSecret(null);
                  toast.info(t('billing.checkoutCanceled'));
                }}
                className="text-muted-foreground hover:text-foreground transition-colors"
              >
                <X className="h-5 w-5" />
              </button>
            </div>
            <div className="p-2">
              <EmbeddedCheckoutProvider
                stripe={stripe}
                options={{ clientSecret: checkoutClientSecret, onComplete: handleCheckoutComplete }}
              >
                <EmbeddedCheckout />
              </EmbeddedCheckoutProvider>
            </div>
          </div>
        </div>
      )}
    </motion.div>
  );
}